/* NLS Capital Group — site styles
   Brand: Navy #0B2545 · Gold #C9A227 · Gold-dark #A88420 · Slate #3D4B5F
   Fonts: Cinzel (display) · Montserrat (body) */

:root {
  --navy: #0B2545;
  --navy-2: #13315C;
  --navy-deep: #071a33;
  --gold: #C9A227;
  --gold-dark: #A88420;
  --slate: #3D4B5F;
  --muted: #6B7686;
  --line: #E3E7ED;
  --bg: #FFFFFF;
  --bg-soft: #F6F7F9;
  --cream: #FBF8EF;
  --radius: 10px;
  --max: 1160px;
  --shadow: 0 1px 2px rgba(11,37,69,.06), 0 8px 24px rgba(11,37,69,.08);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Montserrat", system-ui, -apple-system, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--slate);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--navy); }
h1, h2, h3 { color: var(--navy); line-height: 1.15; margin: 0 0 .5em; }
h1, h2 { font-family: "Cinzel", Georgia, serif; font-weight: 600; letter-spacing: .01em; }
h3 { font-size: 1.1rem; font-weight: 600; }
p { margin: 0 0 1em; }

.container { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.eyebrow {
  display: inline-block;
  font-size: .78rem; font-weight: 600; letter-spacing: .22em; text-transform: uppercase;
  color: var(--gold-dark); margin-bottom: 14px;
}
.eyebrow::before { content: ""; display: inline-block; width: 28px; height: 2px; background: var(--gold); vertical-align: middle; margin-right: 12px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 14px 26px; border-radius: 6px; border: 2px solid transparent;
  font: 600 .95rem/1 "Montserrat", sans-serif; letter-spacing: .03em;
  text-decoration: none; cursor: pointer; transition: background .2s, color .2s, border-color .2s, transform .2s;
}
.btn:hover { transform: translateY(-1px); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: #d6b13a; }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-2); }
.btn-ghost { border-color: rgba(255,255,255,.4); color: #fff; }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold); }
.btn .arrow { transition: transform .2s; }
.btn:hover .arrow { transform: translateX(3px); }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.96); backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.site-header .container { display: flex; align-items: center; justify-content: space-between; height: 78px; }
.brand img { height: 46px; width: auto; }
.nav { display: flex; align-items: center; gap: 32px; }
.nav a:not(.btn) { text-decoration: none; font-weight: 500; font-size: .93rem; color: var(--slate); }
.nav a:not(.btn):hover, .nav a:not(.btn)[aria-current="page"] { color: var(--navy); }
.nav .btn { padding: 11px 20px; }
.menu-toggle { display: none; background: none; border: 0; padding: 8px; cursor: pointer; color: var(--navy); }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(1100px 500px at 85% -10%, rgba(201,162,39,.16), transparent 60%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: #DCE3EC;
  padding: 110px 0 120px;
}
.hero::after { /* fine gold rule */
  content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 3px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
}
.hero-mark { /* oversized monogram ring as texture */
  position: absolute; right: -140px; top: 50%; transform: translateY(-50%);
  width: 620px; height: 620px; border-radius: 50%;
  border: 2px solid rgba(201,162,39,.22);
  box-shadow: inset 0 0 0 38px rgba(255,255,255,.02), 0 0 0 38px rgba(255,255,255,.015);
  pointer-events: none;
}
.hero-mark::before {
  content: ""; position: absolute; inset: 44px; border-radius: 50%;
  border: 1px solid rgba(201,162,39,.14);
}
.hero .container { position: relative; z-index: 1; }
.hero .eyebrow { color: var(--gold); }
.hero h1 { color: #fff; font-size: clamp(2.3rem, 5vw, 3.9rem); max-width: 14ch; margin-bottom: 22px; }
.hero h1 em { font-style: normal; color: var(--gold); }
.hero .lead { font-size: 1.15rem; max-width: 560px; color: #C7D1DD; margin-bottom: 36px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero-points { display: flex; flex-wrap: wrap; gap: 10px 28px; margin-top: 48px; padding: 0; list-style: none; font-size: .9rem; color: #AEBBCB; }
.hero-points li { display: flex; align-items: center; gap: 10px; }
.hero-points svg { color: var(--gold); flex: none; }

/* ---------- Sections ---------- */
section { padding: 96px 0; }
.section-head { max-width: 640px; margin-bottom: 52px; }
.section-head h2 { font-size: clamp(1.8rem, 3.4vw, 2.5rem); }
.section-head p { font-size: 1.05rem; color: var(--muted); }
.center { text-align: center; margin-left: auto; margin-right: auto; }
.bg-soft { background: var(--bg-soft); }

/* Services */
.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px 26px; position: relative; transition: box-shadow .25s, transform .25s, border-color .25s;
}
.card::before { content: ""; position: absolute; top: -1px; left: 26px; width: 40px; height: 3px; background: var(--gold); border-radius: 0 0 2px 2px; }
.card:hover { box-shadow: var(--shadow); transform: translateY(-3px); border-color: transparent; }
.icon {
  width: 50px; height: 50px; border-radius: 50%;
  display: grid; place-items: center; margin-bottom: 20px;
  background: var(--navy); color: var(--gold);
  box-shadow: inset 0 0 0 3px var(--navy), inset 0 0 0 4.5px var(--gold);
}
.card p { font-size: .94rem; margin: 0; color: var(--muted); }

/* Why */
.why { display: grid; grid-template-columns: 1fr 1.1fr; gap: 72px; align-items: center; }
.why-panel {
  background: var(--navy); color: #C7D1DD; border-radius: 14px; padding: 48px;
  position: relative; overflow: hidden;
}
.why-panel::after { content: ""; position: absolute; width: 260px; height: 260px; border-radius: 50%; border: 2px solid rgba(201,162,39,.25); right: -90px; bottom: -90px; }
.why-panel blockquote { margin: 0; font-family: "Cinzel", Georgia, serif; font-size: 1.55rem; line-height: 1.4; color: #fff; }
.why-panel .sig { margin-top: 26px; font-size: .85rem; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); }
.why-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 28px; }
.why-list li { display: grid; grid-template-columns: 44px 1fr; gap: 18px; }
.why-list .num { font-family: "Cinzel", serif; font-size: 1.5rem; color: var(--gold-dark); line-height: 1.2; }
.why-list h3 { margin-bottom: 4px; }
.why-list p { margin: 0; color: var(--muted); font-size: .96rem; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; counter-reset: step; position: relative; }
.steps::before { content: ""; position: absolute; top: 27px; left: 16%; right: 16%; height: 1px; background: repeating-linear-gradient(90deg, var(--gold) 0 6px, transparent 6px 12px); }
.step { text-align: center; position: relative; padding: 0 12px; }
.step .dot {
  width: 56px; height: 56px; margin: 0 auto 22px; border-radius: 50%;
  background: #fff; border: 2px solid var(--gold); color: var(--navy);
  display: grid; place-items: center; font-family: "Cinzel", serif; font-weight: 700; font-size: 1.25rem;
  position: relative; z-index: 1;
}
.step p { color: var(--muted); font-size: .96rem; max-width: 300px; margin: 0 auto; }

/* CTA band */
.cta-band { padding: 0 0 96px; }
.cta-inner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  border-radius: 16px; padding: 60px 56px; color: #C7D1DD;
  display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap;
  position: relative; overflow: hidden;
}
.cta-inner::before { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 4px; background: var(--gold); }
.cta-inner h2 { color: #fff; font-size: clamp(1.5rem, 3vw, 2.1rem); margin-bottom: 8px; }
.cta-inner p { margin: 0; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-deep); color: #9FAEC0; font-size: .9rem; padding: 64px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 48px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,.08); }
.footer-grid img { height: 52px; width: auto; margin-bottom: 18px; }
.site-footer h4 { color: #fff; font-size: .78rem; letter-spacing: .2em; text-transform: uppercase; margin: 6px 0 16px; font-weight: 600; }
.site-footer a { color: #C7D1DD; text-decoration: none; }
.site-footer a:hover { color: var(--gold); }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.legal { padding-top: 26px; font-size: .78rem; line-height: 1.7; color: #7F8EA1; display: flex; gap: 22px; align-items: flex-start; }
.legal p { margin: 0 0 6px; }
.eho { flex: none; width: 46px; color: #C7D1DD; }
.ph { background: rgba(201,162,39,.18); color: var(--gold); padding: 0 4px; border-radius: 3px; } /* placeholder highlight — remove once filled */

/* ---------- Inquiry page ---------- */
.page-hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-deep) 100%);
  padding: 72px 0 150px; color: #C7D1DD; position: relative;
}
.page-hero .eyebrow { color: var(--gold); }
.page-hero h1 { color: #fff; font-size: clamp(2rem, 4.4vw, 3.1rem); margin-bottom: 14px; }
.page-hero p { max-width: 600px; font-size: 1.08rem; margin: 0; }
.inquiry { padding: 0 0 96px; margin-top: -100px; position: relative; }
.inquiry-grid { display: grid; grid-template-columns: 1.65fr 1fr; gap: 32px; align-items: start; }
.form-card { background: #fff; border-radius: 14px; box-shadow: var(--shadow); padding: 44px; border-top: 4px solid var(--gold); }
.form-card h2 { font-size: 1.5rem; margin-bottom: 6px; }
.form-card .sub { color: var(--muted); font-size: .94rem; margin-bottom: 30px; }
fieldset { border: 0; padding: 0; margin: 0 0 30px; }
legend { font-size: .76rem; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: var(--gold-dark); margin-bottom: 16px; padding: 0; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { display: flex; flex-direction: column; gap: 7px; margin-bottom: 18px; }
.grid-2 .field { margin-bottom: 0; }
.grid-2 + .grid-2, .grid-2 + .field { margin-top: 18px; }
label { font-size: .86rem; font-weight: 600; color: var(--navy); }
label .opt { font-weight: 400; color: var(--muted); }
input, select, textarea {
  font: inherit; font-size: .95rem; color: var(--navy);
  border: 1px solid #CDD4DE; border-radius: 6px; padding: 12px 14px; background: #fff; width: 100%;
  transition: border-color .15s, box-shadow .15s;
}
select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none' stroke='%230B2545' stroke-width='1.8'%3E%3Cpath d='M1 1.5l5 5 5-5'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 38px; }
textarea { min-height: 120px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,162,39,.2); }
input:user-invalid, select:user-invalid { border-color: #C2413A; }
.consent { display: grid; grid-template-columns: 20px 1fr; gap: 12px; font-size: .82rem; color: var(--muted); line-height: 1.55; margin-bottom: 26px; }
.consent input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--navy); }
.consent label { font-weight: 400; color: var(--muted); font-size: .82rem; }
.hp { position: absolute; left: -9999px; height: 0; overflow: hidden; }
.form-actions { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.form-actions .note { font-size: .8rem; color: var(--muted); display: flex; align-items: center; gap: 7px; }
.form-error { display: none; background: #FCEDEC; color: #8A2A24; border-radius: 6px; padding: 12px 16px; font-size: .9rem; margin-bottom: 18px; }
.form-error.show { display: block; }
.btn[disabled] { opacity: .7; cursor: wait; transform: none; }
.success { display: none; text-align: center; padding: 36px 10px; }
.success.show { display: block; }
.success .icon { width: 72px; height: 72px; margin: 0 auto 22px; }
.success h2 { font-size: 1.7rem; }

.side { display: grid; gap: 22px; }
.side-card { background: #fff; border-radius: 14px; box-shadow: var(--shadow); padding: 32px; }
.side-card h3 { font-family: "Cinzel", serif; font-size: 1.2rem; margin-bottom: 18px; }
.side-steps { list-style: none; padding: 0; margin: 0; display: grid; gap: 18px; }
.side-steps li { display: grid; grid-template-columns: 30px 1fr; gap: 12px; font-size: .92rem; }
.side-steps .n { width: 28px; height: 28px; border-radius: 50%; border: 1.5px solid var(--gold); color: var(--navy); font-family: "Cinzel", serif; font-weight: 700; display: grid; place-items: center; font-size: .85rem; }
.side-steps strong { color: var(--navy); display: block; }
.side-card.navy { background: var(--navy); color: #C7D1DD; }
.side-card.navy h3 { color: #fff; }
.contact-line { display: flex; gap: 12px; align-items: center; margin-bottom: 12px; font-size: .93rem; }
.contact-line svg { color: var(--gold); flex: none; }
.side-card.navy a { color: #fff; text-decoration: none; }
.side-card.navy a:hover { color: var(--gold); }
.privacy { font-size: .82rem; color: var(--muted); display: flex; gap: 10px; }
.privacy svg { color: var(--gold-dark); flex: none; margin-top: 3px; }

/* ---------- Responsive ---------- */
@media (max-width: 1000px) {
  .cards { grid-template-columns: repeat(2, 1fr); }
  .why { grid-template-columns: 1fr; gap: 48px; }
  .inquiry-grid { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  section { padding: 72px 0; }
  .container { padding: 0 18px; }
  .site-header .container { height: 68px; }
  .brand img { height: 38px; }
  .menu-toggle { display: block; }
  .nav {
    display: none; position: absolute; top: 68px; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: #fff; border-bottom: 1px solid var(--line); padding: 8px 18px 18px;
  }
  .nav.open { display: flex; }
  .nav a:not(.btn) { padding: 14px 0; border-bottom: 1px solid var(--line); }
  .nav .btn { margin-top: 14px; }
  .hero { padding: 72px 0 84px; }
  .hero-mark { width: 380px; height: 380px; right: -200px; }
  .cards { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; gap: 40px; }
  .steps::before { display: none; }
  .why-panel { padding: 34px 28px; }
  .why-panel blockquote { font-size: 1.25rem; }
  .cta-inner { padding: 40px 28px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .legal { flex-direction: column; }
  .form-card { padding: 30px 22px; }
  .grid-2 { grid-template-columns: 1fr; }
  .page-hero { padding: 56px 0 130px; }
}
@media (prefers-reduced-motion: reduce) {
  * { transition: none !important; scroll-behavior: auto !important; }
}

/* ===== v2: investor focus, multilingual ===== */
.cards.three { grid-template-columns: repeat(3, 1fr); }
.card.cta-card { background: var(--navy); border-color: var(--navy); color: #C7D1DD; display: flex; flex-direction: column; }
.card.cta-card::before { background: var(--gold); }
.card.cta-card h3 { color: #fff; }
.card.cta-card p { color: #C7D1DD; margin-bottom: 22px; }
.card.cta-card .btn { margin-top: auto; align-self: flex-start; }
.card.cta-card .icon { background: transparent; box-shadow: inset 0 0 0 1.5px var(--gold); }
.also { margin-top: 30px; font-size: .95rem; color: var(--muted); display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.also strong { color: var(--navy); font-weight: 600; }
.also .tag { display: inline-block; border: 1px solid var(--line); background: #fff; border-radius: 999px; padding: 4px 14px; font-size: .86rem; color: var(--navy); }

/* language switcher */
.lang { display: inline-flex; border: 1px solid var(--line); border-radius: 999px; padding: 3px; gap: 2px; }
.lang a { text-decoration: none; font-size: .78rem; font-weight: 600; letter-spacing: .06em; color: var(--muted); padding: 5px 10px; border-radius: 999px; line-height: 1; }
.lang a:hover { color: var(--navy); }
.lang a[aria-current="true"] { background: var(--navy); color: #fff; }

/* international investors band */
.intl { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-deep) 100%); color: #C7D1DD; position: relative; overflow: hidden; }
.intl::after { content: ""; position: absolute; width: 520px; height: 520px; border-radius: 50%; border: 2px solid rgba(201,162,39,.18); right: -180px; top: -160px; pointer-events: none; }
.intl .container { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; position: relative; z-index: 1; }
.intl .eyebrow { color: var(--gold); }
.intl h2 { color: #fff; font-size: clamp(1.8rem, 3.4vw, 2.5rem); }
.intl p { font-size: 1.05rem; margin-bottom: 28px; }
.intl-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
.intl-list li { display: flex; gap: 14px; align-items: center; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.08); border-radius: 10px; padding: 16px 18px; color: #fff; font-weight: 500; }
.intl-list svg { color: var(--gold); flex: none; }
.langs-badge { display: inline-flex; gap: 8px; margin-top: 4px; flex-wrap: wrap; }
.langs-badge span { border: 1px solid rgba(201,162,39,.5); color: var(--gold); border-radius: 999px; padding: 4px 12px; font-size: .8rem; font-weight: 600; letter-spacing: .05em; }

.cta-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.field .hint { font-size: .78rem; color: var(--muted); }
.success .actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-top: 24px; }
.success .soon { margin-top: 26px; padding-top: 22px; border-top: 1px solid var(--line); }
.side-card .btn { width: 100%; margin-top: 6px; }

@media (max-width: 1000px) {
  .cards.three { grid-template-columns: repeat(2, 1fr); }
  .intl .container { grid-template-columns: 1fr; gap: 36px; }
}
@media (max-width: 760px) {
  .cards.three { grid-template-columns: 1fr; }
  .nav .lang { align-self: flex-start; margin-top: 14px; }
  .header-lang-mobile { display: inline-flex; }
}
.header-lang { display: none; }
@media (max-width: 760px) {
  .header-lang { display: inline-flex; margin-left: auto; margin-right: 6px; }
  .header-lang a { padding: 5px 8px; }
  .nav .lang { display: none; }
}

/* ===== v3: 3-step inquiry ===== */
.stepper { list-style: none; padding: 0; margin: 0 0 30px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; counter-reset: none; }
.stepper li { display: flex; align-items: center; gap: 10px; padding-bottom: 12px; border-bottom: 3px solid var(--line); color: var(--muted); font-size: .86rem; font-weight: 600; }
.stepper .n { width: 26px; height: 26px; flex: none; border-radius: 50%; border: 1.5px solid #CDD4DE; display: grid; place-items: center; font-family: "Cinzel", serif; font-size: .8rem; color: var(--muted); background: #fff; }
.stepper li.active { color: var(--navy); border-bottom-color: var(--gold); }
.stepper li.active .n { border-color: var(--gold); color: var(--navy); }
.stepper li.done { color: var(--navy); border-bottom-color: var(--navy); }
.stepper li.done .n { background: var(--navy); border-color: var(--navy); color: var(--gold); font-size: 0; }
.stepper li.done .n::after { content: "\2713"; font-size: .8rem; font-family: "Montserrat", sans-serif; }
.step-panel h2 { font-size: 1.5rem; margin-bottom: 6px; }
.step-panel .sub { color: var(--muted); font-size: .94rem; margin-bottom: 26px; }
.step-panel[hidden] { display: none !important; }
.step-panel.success { display: block; text-align: center; padding: 10px 6px 4px; }
.btn-outline { background: #fff; border-color: #CDD4DE; color: var(--navy); }
.btn-outline:hover { border-color: var(--navy); }
.btn-lg { padding: 18px 34px; font-size: 1.02rem; }
.form-actions { margin-top: 8px; }
.cal-embed { margin: 22px 0 6px; border: 1px solid var(--line); border-radius: 10px; overflow: hidden; }
.cal-embed iframe { width: 100%; height: 640px; border: 0; display: block; }
@media (max-width: 760px) {
  .stepper .lbl { font-size: .74rem; line-height: 1.2; }
  .stepper li { gap: 6px; }
  #step2-actions, .step-panel .form-actions { gap: 12px; }
}

.form-card { scroll-margin-top: 96px; }
@media (max-width: 760px) { .form-card { scroll-margin-top: 80px; } }

/* WhatsApp floating button */
.wa-float { position: fixed; right: 20px; bottom: 20px; z-index: 60; display: inline-flex; align-items: center; gap: 8px;
  background: #1F8F4E; color: #fff; text-decoration: none; font-weight: 600; font-size: .9rem;
  padding: 12px 18px; border-radius: 999px; box-shadow: 0 6px 20px rgba(11,37,69,.25); transition: transform .2s, background .2s; }
.wa-float:hover { background: #18773F; transform: translateY(-2px); }
.wa-float svg { width: 20px; height: 20px; }
@media (max-width: 760px) { .wa-float { right: 14px; bottom: 14px; padding: 12px 14px; } .wa-float span { display: none; } }
@media print { .wa-float { display: none; } }